Annually thousands of people get involved in road accidents. Some turn out to be minor while other can bring about injury or fatalities. Unfortunately, not many people know what to do right after the accident. The aftermath of a car collision is one subject that is hardly discussed. A quick and prudent response will see the prevention of further injury and a reduction of costs.
Several public awareness bodies and campaigns have come up with initiatives focusing on top suggestions for their drivers. All these tips generate a huge difference when protecting both the individual and the passengers. Those involved in traffic collisions strive to remain calm while following these steps. Here is a simple action plan on How to respond after a car accident
Have an emergency kit in your glove department
Most drivers should carry cell phones with papers and pens when taking notes. Alternatively, you can carry cameras to take photos of other vehicles on the scene. Alternatively, you can carry a contact list with numbers for law enforcement agencies. The drivers should have this from within their glove departments. Insurance companies offer comprehensive kits that include flashlights, accident documentation, and reusable camera. Cones, warning triangles, and emergency flares can remain in the trunk.
Invest in safety first
Drivers involved in minor accidents without any serious injuries will be forced to move their vehicles to the sides of the roads, safe from oncoming traffic. Cars parked in the middle of the roads around busy intersections will result in more injuries and accidents. When a car is unable to move, drivers and passengers should remain within their vehicle with their seatbelts fastened. Ensure that your hazard lights and the other flares are on.
After undergoing an accident the following information is important; your address, name, insurance company, phone numbers, driver’s license numbers, policy numbers and plate numbers. The drivers’ name is different from that of the insured. This means one must arrive with a written description of the cars, including the make, year, model and color. The location of the collision shows how all this happened. Be polite and never tell the police it was your fault even when it was you believe it was your fault.
File accident reports
Law enforcement officers in most locations do not respond to accidents unless there are reported injuries. The driver must download the police report and fill it accordingly. This report helps the insurance companies speed up the insurance coverage.
What does your insurance cover?
Do not wait until an accident discover what your policy caters for. Not all plans automatically cover towing and replacement costs. For a little more you can add rental car disbursement to cover rentals. Take time to check the specific details to reveal the specifics.
The last question rotates around which type of accidents pay for damages. Once a minor accident occurs you will be able to handle the damages without involving insurance companies. Other drivers might want to pay for the damages without involving insurance companies, unfortunately, the bill turns out to be too high. To be on the safe side ensure that your insurance company gets your story of what happened. Additionally, have our car accident lawyer vancouver on speeddial at all times. Always play it safe when it comes to auto insurance.